Before you start hiring a roofing contractor, make sure you understand exactly what the job involves. Roof Replacement Canberra are licensed and offer warranties for their work on materials and workmanship. Additionally, they should be covered by liability insurance. If you are unsure whether your contractor has this coverage, check with the local building authority.
Roofing contractors offer warranties on both material and workmanship
If you’re considering a roof replacement, you’ll want to find a company that offers a warranty on both the material and the workmanship. A workmanship warranty will cover any mistakes that occur during the roofing project, and will generally cover most common issues such as nail pops and improper flashing installation. However, be aware that a workmanship warranty will not cover storm damage. For example, it won’t cover damage caused by hail, excessively high winds, or tornadoes. Fortunately, homeowners can use their home insurance to pay for storm damage. Moreover, warranties do not cover damage caused by critters.
Many roofing contractors offer warranties on their materials and workmanship. If a roofing contractor is GAF certified, he or she is also likely to offer this warranty. This warranty covers both the material and the installation process, and typically ranges from 10 to 30 years.
They must have liability insurance
Roofing contractors should always carry liability insurance to protect themselves in the event of an accident or lawsuit. Although homeowners insurance usually covers such accidents, roofing contractors should also consider buying a commercial policy. This insurance will cover property damage and bodily injury in the event of an accident. It will also cover any expenses incurred if a third party is injured as a result of your work.
Roofing contractors should also consider buying a commercial auto policy to cover any equipment or vehicles used for work. This type of insurance offers higher limits of liability protection and may also cover the equipment you store in the truck. This type of insurance is particularly important for roofing contractors because the nature of their work can be dangerous, and accidents can happen at any time. For example, a hammer may strike a person’s hand, or they may fall from a ladder. This can lead to serious injuries or even death.
In addition to liability insurance, roofing contractors should also purchase workers’ compensation insurance. This type of insurance is required by law in some states. If an accident occurs while a worker is working on your roof, the insurance will cover medical expenses, lost wages, and disability benefits.
They must be licensed
Roofing contractors must be licensed in their state to perform work, which helps protect homeowners and the public. They must also be covered by insurance for liability and workers’ compensation. Workers’ compensation insurance pays for medical costs when workers are injured on the job, while liability insurance protects property from damage during the construction process. To ensure that your contractor has all the necessary insurance, ask to see the policy details. If you do not see these documents, you may have to call the local licensing authority and ask for proof.
The requirements for roofing contractors vary by state, and some require prior experience in the trade and a passing score on an exam. Others require a bond or permit, so be sure to research the requirements in your area before hiring a contractor. You can start by researching the requirements for your state and city by doing a quick Google search.
